Barr Group Mortgage offers a complete array of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the best programs, rates and services to fit your personal financial needs. 

  • Conforming Loans - Long term 15 and 30 year loans of $417,500 or less in which the property and borrower meet Freddie Mac and Fannie Mae guidelines. 
  • (Condo) Conforming Loans - Long terms 30 and 15 year loans of $417,500 in which the borrower and the property meet Fannie Mae and Freddie Mac guidelines.
  • Non conforming Second Home (Condo) Loans - Offered at a slightly higher interest rate. 15 year and ARM programs.

  • USDA 100% Financing - 100% of the appraised value, no monthly mortgage insurance and you don't have to be a first time homebuyer.
  • VA and FHA Loans - Government insured/guaranteed long - term, fixed rate and adjustable rate homes. FHA requires 3.5% down payment and it can be gift funds from a family member and VA is 100% financing.


There are several other programs offered by Barr Group Mortgage, if you have a special need feel free to call our office 251-975-1800

 Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,100 with closing costs of $12,513. Your actual APR may be different depending upon these factors.